Indian fintech platform Yubi has secured $46.4 million in new funding as it accelerates its expansion plans into Southeast Asia, the United States, and the Middle East. The investment, disclosed in a report titled “Indian fintech Yubi raises $46.4 Mn to expand in SEA, US, and Middle East” by Startup News Fyi, marks a significant step in Yubi’s strategic ambitions to expand its global footprint and serve the growing demand for digital financial infrastructure across key emerging and developed markets.
Founded in 2020, Yubi has quickly established itself as a pivotal player in India’s rapidly evolving financial technology sector. The company operates as a unified debt marketplace, connecting borrowers with lenders through a technology-driven platform that streamlines the credit discovery and deployment process. Its suite of products aims to address inefficiencies in corporate debt access, offering corporate clients streamlined access to a range of credit instruments, including working capital, term debt, securitization, and co-lending.
According to the Startup News Fyi report, the latest funding round was led by prominent institutional investors, although the specific participants were not named in the article. The investment comes at a time of sustained investor interest in Indian fintech startups, reflecting global confidence in the sector’s potential for scalable, cross-border innovation.
Yubi has been actively working to diversify its offerings and markets, already boasting partnerships with over 750 lenders and more than 12,000 borrowers. The company stated that the new capital will be deployed to deepen its presence in geographies where digital lending ecosystems are still maturing and where regulatory tailwinds support the digitization of traditional financial services.
The firm’s expansion strategy also includes reinforcing its technology infrastructure and ramping up hiring across its engineering, product, and business development verticals. By targeting the Southeast Asian, Middle Eastern, and US markets, Yubi aims to tap into regions with distinct demand profiles: rapidly digitizing economies in Asia, credit-rich but innovation-seeking financial ecosystems in the Gulf, and mature credit markets in North America ripe for disruption.
The funding arrives amid a broader recalibration in the global fintech investment landscape. While macroeconomic headwinds and tighter venture capital flows have put pressure on many startups, firms with demonstrated revenue models and scalable platforms like Yubi continue to attract strategic capital. The company’s focus on credit infrastructure, a traditionally underdigitized segment of financial services, gives it a competitive moat in both emerging and developed economic contexts.
As Yubi moves forward with its international push, it joins a short but growing list of Indian fintechs seeking to export their business models beyond their domestic market. The success of such ventures could signal a broader shift in the global fintech narrative, positioning India not just as a consumer of financial innovation, but increasingly as an exporter.
